How It Works
Empire Cover simplifies the process of finding the right business insurance that fits your needs.
01
Sign up to EmpireOne
Fill out the sign-up form to become an EmpireOne member for free.
02
Speak to our EmpireOne Concierge
Talk to our concierge to discuss Empire Cover and to connect with our insurance team who will conduct a review for you.
Why Choose Empire Cover
We've partnered with the best business insurance brokers to provide EmpireOne members with access to quality options regardless of your needs.
Business insurance packages
Protect your premises, stock, equipment and income with comprehensive business insurance tailored to your industry and risk profile
Public liability insurance
Essential protection against third-party claims for personal injury or property damage caused by your business activities.
Professional indemnity insurance
Cover for claims arising from professional advice, errors, omissions or negligent acts in your professional services.
Construction insurance
Specialised cover for construction projects, contractors, and trades including contract works and liability protection.
How Can We Help?
Find answers to commonly asked questions about Empire Cover, or contact our support team for further assistance.
EmpireCover is an exclusive insurance referral service for EmpireOne members. We connect businesses with experienced insurance brokers who specialise in business insurance. We take the hassle out of finding the right coverage by matching you with tailored insurance solutions from our panel of trusted brokers and insurers based on your business profile and needs.
EmpireCover is available exclusively to EmpireOne members. If you're not yet a member, you'll need to join EmpireOne to take advantage of our exclusive coverage options. Joining is completely free and you're under no obligation to take up any of our services.
There is no fee to use EmpireCover. Our service is provided as a benefit to EmpireOne members. You'll only pay premiums associated with the insurance policies you choose to purchase from our insurance partners. EmpireCover receives a small referral commission when you secure coverage through our network, which is a percentage of your broker's standard commission. This does not increase your premium costs—it's simply how we're compensated for connecting you with the right insurance professionals for your needs.
EmpireCover provides access to comprehensive business insurance including business packages, public liability, professional indemnity, commercial property, construction insurance, management liability, and specialist covers. The options presented to you will depend on your business profile and industry requirements.
The initial consultation with our EmpireOne concierge takes approximately 20 minutes. Once completed, your details are passed to our specialist insurance brokers who will reach out to complete your insurance assessment.
To begin, contact our EmpireOne concierge team who will assess your business needs and connect you with our specialist insurance brokers. You can join EmpireOne here or by emailing concierge@empireone.com.au.